Buy a House
We have houses available to sell
Contact Us
I Want to Sell My House
Call: (931) 563-3279
I Want to Buy A House
Call: (931) 563-5335
Start here and… find your dream home.
“I loved how my family could test drive the home, before buying it.”
There are many people who don’t qualify for a conventional mortgage and need help coming up with the down payment.
If you’re one of them, our services may be able to provide an alternative solution!
If you have okay credit and are struggling to come up with a down payment, we may be able to help.
Alternatively, if you need to rebuild your credit while securing your dream home, not a problem, we can assist with that also.
- Simple and easy application process
- Mistakes on credit reports
- More Americans becoming homeowners
- Self-employment, commission and 1099 income
- No Bank Qualifying!
- No Red Tape or Bureaucracy
questions about the Downpayment?
Great!
Our main goal is to help you and your family get into a home. If a cash down payment is an issue, we accept other forms of assets, if needed.
Our rent-to-own options will have you in a new home in no time! The best part?
No hidden fees! You will be informed of all costs up front so there are no surprises.
How it works
Step 1 – Apply
When you contact us, a Tennessee Homes representative will guide you through the application process.
Step 2 – Consultation
Our team will work with you to figure out what options work best for your personal situation.
Step 3 – APPROVAL
Receive an approval and begin your journey towards homeownership!
If you would like to find out how our experienced and professional team can help you find your dream home please complete our on-line buyer form and our local Tullahoma, Tennessee home buying expert will be in contact with you shortly.
Get Your FREE Report "3 EASY steps to owning a dream home without using banks!
No Matter What Kind Of Credit You Have and a List Of “No-Bank-Required” Homes available in your area!
Frequently Asked Questions
How does your Financing work?
We offer a lease option, rent to own, and owner financing where you can buy the home without having to qualify at a bank. A reasonable down payment is required, but the “red tape” is minimal and we can usually have you in a house within a week!
What other methods of Down Payment are accepted?
Unlike most lending institutions, we accept borrowed funds for closing. If you have a close friend or relative willing to lend you money for your down payment you can use that in our program. You may also be eligible to withdraw or borrow from your 401K to purchase a home without penalties. We also accept titles on newer paid off vehicles, stock/bonds, credit cards or other valuable assets.
How much Down Payment do I need?
We are very flexible with the down payment. We can offer you many options, and we will always do our best to work with whatever funds you have available. You can even start out on a lease purchase and then move to owner financing later when you have the additional money.
Keep in mind that “cash is king”, but we can do credit cards, valuable assets (eg, newer paid off vehicles, stocks/bonds, 401K funds, borrowed funds, etc). Our programs are known for creativity to get you into a home!
How does your Lease Purchase Program Work?
We can lease you the home with the exclusive right to purchase it at a later date.
Our buyers love it because it gives them time to:
- save up for a larger down payment
- time to clean up past credit problems
- time to sell another home, and
- time to try out the neighborhood before buying.
We are obligated to sell to you; however, you are not obligated to buy. 100% of your option fee/down payment is credited towards the purchase price of the home, plus you may receive a rent credit (depending on the house) of the monthly payment towards the purchase price every month you pay your lease on time.
Do You offer Down Payment Assistance Programs?
Yes, we do.
A lot of times if you are a bit short on the down payment, we can set up a monthly payment plan spread out over 6-12 months. Most of the down payment is required up front, though.
What is the Interest Rate on your Owner Financing?
We are flexible with our terms to meet your needs. Typical interest rates vary based upon the size of your down payment and other factors we look at during the application process. All credit is accepted, and applications are necessary to verify income and employment.
How quickly can we Close?
For selling one of our houses, we can close as soon as you have your application submitted and down payment ready.
Contact us to get your Real Estate Realtor soon!
Full Real Estate Service with a focus on Lifestyle & Service
Ready To SELL
Or BUY Your Home?
I Want To Sell My House
(931) 563-3279
I Want To Buy A House
(931) 563-5335